Starting Jan. 1, 2025, both cards will lose free access to airport lounges, so current cardholders should use their two complimentary passes by Dec. 31, 2024. After that, cardholders must pay a special rate of $45 per visit – compared with the standard rate of $65 for non-cardholders – for themselves and their guests to access Capital One Lounges.

Right now, the Venture Rewards card is offering a $250 Capital One travel credit in addition to 75,000 miles once you spend $4,000 on purchases within the first three months of opening an account. But the $250 credit is only available until Sept. 9.

The Capital One Aspire Travel Platinum Mastercard earns 1 reward mile per dollar on every purchase, which you can redeem for travel, account credits or gift cards. This offers more flexibility but less rewards value, earning around $278.51 annually compared to $348.31 with the Capital One Smart Rewards Mastercard.

The Capital One Quicksilver Secured Cash Rewards Credit Card is one of our top picks for improving your credit score.

The Capital One VentureOne provides a straightforward approach to earning travel rewards without an annual fee, though its earning potential is limited compared to premium travel cards.

With its high flat rewards rate, point transfer flexibility and access to great travel deals through transfer partners, the Capital One Venture Rewards is my favorite card for overseas fall trips. Here’s why.